The Family Self-Sufficiency (FSS) program is a goal-oriented, client-focused program designed to help participants achieve financial independence and self-sufficiency. This voluntary program is available to all Charleston-Kanawha Housing Authority (CKHA) tenants, Housing Choice Vouchers (aka Section 8 or HUD) and Public Housing.

How to Apply

To apply for the FSS program:

1. Obtain an application from an FSS Coordinator or the CKHA Client Services Department.
2. Submit the completed application to an FSS Coordinator or the Client Services Department.

Start your journey toward self-sufficiency today by reaching out to an FSS Coordinator to learn more or to get your application.

Program Benefits

Participants in the FSS program gain access to personalized support and resources to help them achieve their unique goals. Key benefits of the program include:

• Tax-Free Escrow Savings: As participants meet their goals, CKHA pays a set amount as determined by HUDs designated escrow calculations into an escrow savings account month for participants when their earned income and rent increase while on the FSS program. At the end of the program, participants who meet all required goals and have earned escrow, receive these savings as a tax-free check. (Note: Escrow is not guaranteed, and additional requirements may apply.).
• Personalized Goal-Setting: Work one-on-one with an FSS Coordinator to identify individual goals tailored to your needs and aspirations. Goals can include but are not limited to:
• Obtaining a driver’s license.
• Earning a GED or higher education degree.
• Achieving trade certifications.
• Making progress toward homeownership (Note: FSS is not a homeownership program, but participants can work toward this as a goal).
• Credit repair and recovery.
• Support and Guidance: Coordinators provide ongoing support, referrals, and resources to help you succeed.
• Goal Smart Program: New for 2025!

We are thrilled to announce an exciting new opportunity exclusively for FSS participants: The Goal Smart Program, launching January 1, 2025.

This initiative recognizes and rewards participants for completing specific milestones on their path to self-sufficiency.

Benefits of Goal Smart:

Incentives for Progress: Earn financial credits for achievements such as gaining employment, completing education, or improving financial habits.
Flexible Recognition: Monetary awards are issued directly to participants, providing immediate support.
Encouragement for Success: The program motivates participants to stay focused and inspired throughout their FSS journey.

This program is funded by reallocating forfeited escrow funds, reinforcing our commitment to investing in your success.

Program Requirements

The FSS program is a five-year commitment, with the possibility of a two-year extension if approved. To graduate successfully from the program, participants must meet the following requirements:

• Be employed for a minimum of 20 hours per week by the end of the contract term.
• Be free of welfare cash assistance at the time of graduation.
• Demonstrate a commitment to achieving their goals by:
• Maintaining regular communication with their Coordinator.
• Following up on referrals and assignments as advised.

Participants must be motivated to gain and maintain employment and to work closely with their Coordinator to define and achieve their goals. Contact us:

Cassidy Bailey – FSS Coordinator cbailey1@ckha.com 304-348-6451 ext.217

Nick Scruggs – FSS Coordinator nscruggs@ckha.com 304-348-6451 ext.209